Overview of Our Services
Adams & Morse Associates, Inc forms a partnership
and customize our services to fit your needs; we do
not impose a standardize programs on our client.
Personal and Commercial Automobile
Adams & Morse Associates employees have been hired from either the insurance industry or collection industry. Our hiring practice has brought both worlds together in order to provide earned premium debt recovery. By providing an explanation to insured’s who may not fully understand why a policy that canceled due to non payment may still have premium due. We help them to understand how and why a policy is rerated, up-rated and how an endorsement can create additional premium.
Broker/Agent Recovery Program
Our expertise in the recovery of Broker/Agent return commissions allows us to offer two different recovery programs. For terminated agents we provide a full collection effort that can include legal intervention by selected attorneys. For active agents who have aged their return commission, we provide a customer services oriented program to encourage them bring their account current when new business and renewals are not reducing their receivable.
General and Professional Liability
We understand Professional Liability Insurance coverage. These policies have expanded over the years to include those occupations in which special knowledge, skills and close relationships are paramount. As the trend in American business continues to grow from manufacturing-based economy to service-oriented economy, more and more occupations are considered professional occupations. Coupled with the litigious nature of our society, the companies and business owners in the service industry are subject to greater exposure and malpractice claims than ever before.
Worker’s Compensation
Adams & Morse Associates has trained our staff to resolve a disputed audit rather then just insist on payment. Our account representatives will review disputes to determine there validity. If the dispute is deemed valid and is within client’s management policy for re-audit then the documentation required is obtained. When the dispute is not valid, or no dispute is presented we proceed to recover the balance due.
Homeowners, Renters and Condominium
Our trained professionals, know all too well that change in risk conditions can increase premium. Sometimes it is a simple as obtaining information that was previously requested to maintain discounts.
Subrogation
The recovery of subrogation claims can be fraught with a multitude of barriers in achieving a successful conclusion. From jurisdictional issues, time constraints, management of negotiations, and even to the identification of responsible parties, this area of insurance recovery demands experienced professionals who have the dedication and commitment to detail in effecting a successful recovery.
Personal and Commercial Automobile
Adams & Morse Associates employees have been hired from either the insurance industry or collection industry. Our hiring practice has brought both worlds together in order to provide earned premium debt recovery. By providing an explanation to insured’s who may not fully understand why a policy that canceled due to non payment may still have premium due. We help them to understand how and why a policy is rerated, up-rated and how an endorsement can create additional premium.
Broker/Agent Recovery Program
Our expertise in the recovery of Broker/Agent return commissions allows us to offer two different recovery programs. For terminated agents we provide a full collection effort that can include legal intervention by selected attorneys. For active agents who have aged their return commission, we provide a customer services oriented program to encourage them bring their account current when new business and renewals are not reducing their receivable.
General and Professional Liability
We understand Professional Liability Insurance coverage. These policies have expanded over the years to include those occupations in which special knowledge, skills and close relationships are paramount. As the trend in American business continues to grow from manufacturing-based economy to service-oriented economy, more and more occupations are considered professional occupations. Coupled with the litigious nature of our society, the companies and business owners in the service industry are subject to greater exposure and malpractice claims than ever before.
Worker’s Compensation
Adams & Morse Associates has trained our staff to resolve a disputed audit rather then just insist on payment. Our account representatives will review disputes to determine there validity. If the dispute is deemed valid and is within client’s management policy for re-audit then the documentation required is obtained. When the dispute is not valid, or no dispute is presented we proceed to recover the balance due.
Homeowners, Renters and Condominium
Our trained professionals, know all too well that change in risk conditions can increase premium. Sometimes it is a simple as obtaining information that was previously requested to maintain discounts.
Subrogation
The recovery of subrogation claims can be fraught with a multitude of barriers in achieving a successful conclusion. From jurisdictional issues, time constraints, management of negotiations, and even to the identification of responsible parties, this area of insurance recovery demands experienced professionals who have the dedication and commitment to detail in effecting a successful recovery.